Markets

Listing of products available through a “Master Facility.”

Artesian Contractors

Over 50 classes of artisans available to quote and bind.
Admitted and non-admitted markets available, A-rated.
Inland Marine coverage is available for selected products.
Blanket Additional Insured and Waiver of Subrogation available.

Homeowners

Coverage limits from $250,000 to $1,000,000. Above $1M limit, is on a submit basis.
Wind capacity in select counties, without restrictions on distance to coast.
Wide range of Coverage B, C & D limits, and wide range of deductible options.
This product is written with an “A-XV” rated carrier.

Builders Risk

Commercial or residential structures newly built or under renovations.
Policy periods of 1 to 18 months.
This product is written with an “A-XV” rated carrier.

General Liability

Nearly 500 class codes available to primarily retail, restaurant, office, and habitational.
Offering blanket additional insureds for $150.
This product is written with an “A-XV” rated carrier.

Canine Liability

Schedule multiple dogs, with many liability limits to choose from.
Will write aggressive breeds, and canines with a bite history.
Off leash and off premises coverage options are available.
Additional insureds available.

Special Events

Wide range of events from weddings to concerts, with minimum premiums starting at $250.
General liability limits of $1M occurrence, $2M aggregate.
Providing extended policy terms for seasonal events, up to 60 days.
This product is written with an “A-XV” rated carrier.

Commercial Package

Special, Broad and Basic forms available.
Replacement cost and actual cash value basis are also available.
Wide range of property values will be considered, with wind coverage available in many areas.

Vacant Property

Vacant or unoccupied commercial or residential buildings in good condition.
Policy periods of 1 to 12 months.
General liability limits of $1M occurrence, $2M aggregate, with no deductible.
This product is written with an “A-XV” rated carrier.

Technology

To succeed in today’s environment your General Agency must have a way to seamlessly process your business. This means to quote, bind, underwrite, access policy accounting and deliver policies in one step. Your retail agents log on, your General Agency logs on and the carrier logs on, all to one system. Staying this connected adds a new dimension to saving time and money, such as “quote to bind ratios.” No more need to take up your retailer’s time chasing quotes.

“Since we have used this technology, we have increased our production over 100% and reduced staff. We went from 12 people working on 800 policies a month to 3 people producing over 2,000 policies per month. ” – Wes Sheffield, Amelia Underwriters

Custom Solutions

At e-MGA we understand that every agency is unique and has needs that require custom solutions. Our programmers take the time to learn about your agency and design software that works specifically for you.

Features

Some of our system features:

Contains insurance markets including company rates, underwriting rules, forms and policy jackets. No need to keep the system updated. The system will always be automatically ready to go when you log in.
Automated policy jacket “stitcher”. Seamlessly attaches all forms for a policy jacket and sends them electronically to your agent and their insured.
Online statements – Allows your agent access to their commission statement as well as your own GA’s statement.
Online document imaging and storage.
QB Integrating
Coverholder repassing Lloyds
Risk Level Data
Ca rep enrolled by MGA
Backup and recovery solutions provided